Does the Insurance Adjuster Set the Roof Replacement Cost?

Public Adjuster in Colorado 720-707-3577 Colorado

Does the insurance adjuster have the final say on the cost of your roof replacement after hail damage? 🤔 It’s a common question for property owners. When severe hail and wind hit, your insurance policy should cover the damage. But, as Michael shared, the insurance company sometimes pushes for repairs rather than full replacements, even when their own inspector says it’s beyond repair. 🏚️

Here’s the important part: the insurance company owes you for what’s reasonable and legitimate, based on your policy. If the contractor’s estimate is fair, the insurance company should cover it. Yet, they often reject claims or offer partial payments. That’s where understanding your policy comes in.

At Bellator Claims, we work to get you fully and fairly compensated. Whether you’re a commercial property owner, manager, or contractor, if you’re struggling with an insurance claim, we’re here to help you navigate the process and get what you’re owed.

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Bellator Claims Resolution
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405-685-9599 Oklahoma
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402-685-9599 Nebraska
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612-887-2871 Minnesota